Real Estate (Asset Backed)

Fix and flips to institutional buys — cash-out refis, HELOCs, construction, DHCR, and private term.

LeoLend arranges asset-backed real estate capital through reliable private and institutional partners — and invests alongside them. Programs include fix-and-flip, ground-up construction, cash-out refinance, HELOCs, asset-backed private term loans, and DHCR positions. Underwriting leans on the property and the plan, so approvals move faster than bank financing.

Amounts
$100,000 – $25,000,000
Speed
7 – 30 days
Leverage
Up to 90% purchase / 100% rehab
Cap
~70–75% of ARV
Structure
Interest-only, balloon at term
Collateral
The real estate
Fix & Flip
Ground-Up Construction
Cash-Out Refinance
HELOC
Asset-Backed Private Term
DHCR Positions
How it works

From application to wire

  1. 1

    Send the deal

    Address, purchase price, rehab budget, and exit plan.

  2. 2

    Value & structure

    We size against purchase price, rehab, and after-repair value (ARV).

  3. 3

    Term sheet

    Receive a term sheet in days with leverage, rate, and draw schedule.

  4. 4

    Close

    Close in as little as 7–14 days for purchases; rehab funds released on draws.

Best for

  • Fix-and-flip and BRRRR investors
  • Ground-up construction projects
  • Pulling equity out with a cash-out refi or HELOC
  • Business owners using real estate to fund operations
Examples

What the numbers look like

Real Estate Investors

Brooklyn 2-family fix & flip

Purchase
$0
Rehab
$0
ARV
$0
Loan
~$0 (90% / 100%)

Result: Investor put ~$72k down, completed the rehab in 5 months, and exited with a projected six-figure spread.

Business Owners

Business owner cash-out refi

Property value
$0
Existing mortgage
$0
New loan at 70% LTV
$0
Cash out
~$0

Result: Owner retired all short-term business debt and funded a second location off one long-term payment.

Examples are illustrative composites to show how the product works. Actual amounts, pricing, and terms depend on underwriting.

Industry fit

Where Real Estate works best

Real Estate Investors

Flips, BRRRR, and portfolio growth.

Developers

Ground-up construction with draw schedules.

Business Owners

Unlock property equity for operating capital.

Landlords

Cash-out refi to recycle capital into the next deal.

Restaurants & Retail Owners

Leverage owned buildings to fund the business.

Calculator

Run your Real Estate numbers

Real Estate (Asset Backed)
Fix & Flip / Asset-Backed Calculator
Estimated Loan Amount
$0
Cash to Close (est.)
$60,000
Interest-Only / Month
$5,367
Loan-to-ARV
65.9%
Projected Spread (6-mo. hold)
$138,300
Strong product fit0%
  • Cost vs. ARV: 72.9% of ARV
  • Experience: 1-2 projects
  • Projected spread: $138,300

Illustrative: up to 88% of purchase + 100% of rehab, capped at 75% of ARV. Spread assumes 7% selling costs. Not an approval or offer.

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FAQ

Straight answers

Do you lend on primary residences?

HELOCs, yes. Investment programs are for non-owner-occupied property.

How is the loan sized?

Against purchase, rehab, and ARV — the calculator below shows the math.

Does LeoLend invest directly?

On select deals, yes — alongside our real estate partners.

Money talks. Ours ROARS.

One application. Every program we have. Mix and blend products on the same file.

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